Chapter 19:Five Ghosts Fortune Transport And Ghost Grinder

Ding! SYSTEM PROMPT: "Initiate transfer to Heaven and Earth Bank?"

"Yes!"

Ding! SYSTEM PROMPT: "Host summon detected. Escort Envoy expediting arrival!"

Lin Ye expected direct teleportation to the bank. Instead, an Escort Envoy was dispatched. Shortly after, a bizarre apparition riding a spectacular mount appeared above Lin Ye’s grave plot.

The mount resembled a golden throne. Behind it stood a pure gold Money Tree. Beneath the rider’s feet rested a golden Treasure Basin. Most strikingly, five shackled ghosts pulled the golden contraption forward with chains.

One phrase flashed through Lin Ye’s mind: Imperial Carriage Drawn by Five Beasts.

Instinctively, Lin Ye checked its stats—and nearly choked.

​​[Five Ghosts Fortune Transport]: Mount​​

​​Grade:​​ Unknown!

​​Owner:​​ Ghost Grinder

​​Puller Ghosts:​​ The Five Ghosts!

​​Additional Pet:​​ Golden Toad

​​Additional Treasures:​​ Money Tree, Treasure Basin

​​Additional Skills:​​ Turn Stone to Gold, Attract Wealth & Fortune, Toad's Auspicious Spit!

​​[The Five Ghosts]:​​ The five pulling ghosts are: Miser, Scrooge, Human Abacus, Moonlight Spender, and Debt Junkie!

​​[Toad's Auspicious Spit]:​​ The Golden Toad within the Treasure Basin will spit out a magical item daily—if fed enough gold ingots.

​​[Turn Stone to Gold]:​​ Any object touched by a falling leaf from the Money Tree turns to gold.

​​[Attract Wealth & Fortune]:​​ This mount passively absorbs financial fortune. The Treasure Basin coalesces a gold ingot daily.

Noting Lin Ye’s stunned silence, the mount’s owner spoke first, tone thick and dismissive:

"I am Ghost Grinder, Heaven and Earth Bank Escort Envoy. Come with me."

It was understandable. Such a mount would make anyone arrogant! But Lin Ye noticed others overlooked a crucial detail: Ghost Grinder himself radiated immense power. Truly—the innocent man with priceless jade is guilty. Without personal strength, he could never protect this treasure.

"Uh, y-yes…" Lin Ye snapped out of his daze and boarded the Five Ghosts Fortune Transport. Instantly, bone-chilling cold shot from his feet to his skull.

The mount ascended at blinding speed, landscapes blurring past. Unsure of the travel time, Lin Ye tried conversation.

"G-Ghost Bro… is this mount for sale?"

Lin Ye asked casually.

Ghost Grinder’s answer was swift: "Yes."

"How much?"

"Eighteen billion, eight hundred ninety million Spirit Money."

"..."

The last time Lin Ye saw numbers that long was his own phone number. Still… If this bank existed, Ghost Grinder must have escorted others before him—people, monsters, spirits. None could afford this price.

"Ghost Bro, forgive the question… But this mount is so flashy. What if robbers ambush you?"

"Oh."

​​Name:​​ Ghost Grinder!

​​Cultivation:​​ Ghost Lord (Initial Stage)!

​​Mount:​​ Five Ghosts Fortune Transport!

​​Form:​​ Ultimate Form!

​​Skills:​​ ???

​​Taboo Spells:​​ ???

​​Ghost Domain:​​ ???

​​Divine Sense:​​ ???

Rows of question marks signaled two things: either the subject concealed their stats, or the viewer simply wasn’t powerful enough to see them. Ghost Grinder’s ​​Ghost Lord​​ cultivation left no doubt—it was the latter.

My apologies. I admit my tone was disrespectful earlier.

"Ghost Bro, are you tired? Let me give you a massage?"

"..."

Amidst this exchange, they entered a region thick with miasma. Through the haze, Ghost Grinder’s voice cut through:

"Arrived."

Weightlessness seized Lin Ye’s feet. Dizziness washed over him. When his senses cleared, the mount was gone. He stood on the polished floor of an immense structure.

Ding! SYSTEM PROMPT: "Transfer successful! Welcome to Heaven and Earth Bank!"

Ding! SYSTEM PROMPT: "You may purchase one item. Choose wisely!"

Before Lin Ye stood an architecture towering from the deepest Nine Nethers. Walls swallowed by ghostly shadows exuded a skin-crawling aura. The colossal gate pulsed with cold, deathly light. Above it, four blood-red characters blazed:

​​HEAVEN AND EARTH BANK​​

Pushing the doors open, the stench of burnt joss paper assaulted him. Inside, endless rows of sky-high shelves stretched into darkness, laden with exotic treasures:

A crystal-clear vase

Candles oozing black smoke

Skulls carved with sinister sigils

​​[Eyesight-Clarifying Vase]: Tool​​

​​Grade:​​ Mourning!

​​Qty:​​ One Vase!

​​Description:​​ Cures Ghost-Blinded Eyes illusion by applying its purified water. The water is finite; the vase vanishes once depleted!

​​Price:​​ 50,000 Spirit Money!

​​[Rot-Jade Black Smoke]: Tool​​

​​Grade:​​ Burial!

​​Description:​​ Legendary token of the Black Ghost King. Ignite to summon his combat aid via the emitted smoke!

​​Price:​​ 100,000 Spirit Money!

​​[Human Bone Lantern]: Tool​​

​​Grade:​​ Commemoration!

​​Description:​​ Crafted from the skull of a woman born on a Yin year, month, day, and hour. Fulfill her dying wish by burning this lamp for unexpected rewards!

​​Price:​​ 50,000 Spirit Money!

Countless other rarities filled the shelves:

A fiery-red longsword etched with talismans—said to slice iron like mud.

A yellowed ancient tome holding potent forbidden spells.

A necklace of millennium-old pearls, each glowing with hypnotic luster.

Corpse-Bell! Nether River Lamp! Hundred Ghosts Scroll!

Row after row, Lin Ye’s eyes glazed over with greed. Goddammit! I want it all! But the System allowed only one purchase.

Finally, his gaze locked onto a ring. Fashioned from meticulously polished bone, it exuded a pervasive aura of antiquity and eeriness. The bones’ origin was unclear—some ancient beast? Or the remains of a powerful ghost? A master artisan had fused them into this unique band.